Abstract Background

Valuables Insurance

Jewelry, art, collections, firearms

Coverage for your valued possessions may be limited on your homeowners, condominium or renters policies. Typically, your policy will have limits on the dollar amount and the type of loss that can be recovered for a valuable item. With Valuables Insurance you will have the protection you need in the event of a loss because of theft, accident or natural disaster.

A Johnson Insurance agent will work with you to identify your valuables and provide advice on the additional coverage you may need. Our experienced agents have built relationships with leading insurance companies to help ensure your most valued treasures are fully insured.

Coverage for Your Valuables Homeowners, Condominium
or Renters Policy
Valuables Insurance
Varies per policy. Check your policy or contact your agent to learn what your policy covers. Limits on dollar amounts and types of losses
Example: Typical jewelry coverage is approximately $3,000.
Gives you higher limits and coverage due to theft, accident or natural disaster

Personal Inventory Tips

With the fluctuating prices of precious metals, it is important to obtain current appraisals. Make sure your agent has the up‐to‐date values so your most important possessions are covered with the values you want.

Document what you own with photos or video and keep these records in a secure, off‐site location, such as a safe deposit box. Our agents can talk with you about inventory options.

{{alt}}

Contact Us

You can also call 24/7 Customer Support – 800.236.5546
for your security, do not include private or confidential information 

Simple types
*
*
*
*
*
*
 

Resources

  • articlesSplit Point Experience Rating Formula Explained

    In the experience rating process, each loss is divided into a primary and excess portion. The first $16,500 of every loss is determined as a primary loss, with everything above that point considered an excess loss. In July 2011, the NCCI announced

  • articlesExperience Modification Factor Explained

    Your Experience Modification Factor can be explained as follows: The mod is a ratio of actual losses to expected losses over a 3 year period If your actual losses are more than expected, then your mod is over 1.0 If your actual losses are less

  • articlesWhy Move When You Can Improve?

    Finance Your Home Renovation with a Home Equity Line of Credit Perhaps your family has outgrown your home or you're dreaming of a spacious master suite or gleaming new kitchen. Maybe you need an in‐law suite to accommodate aging parents (or boomerang

  • articlesTime for an Insurance Review

    Insurance is one of those things you tend to get and forget—until you have to make a claim. And that's exactly the wrong time to find out your coverage is inadequate. In general, you should review your insurance coverage once a year, or whenever