Your income is the most valuable asset as you develop your long‐term financial plan. Disability insurance from Johnson Insurance will help make sure you can maintain your lifestyle and protect your family's future if you are too sick or injured to work. It will protect your ability to work and earn an income if you unexpectedly experience an illness or injury and are unable to work or manage your business.
1 in 4 people entering the workforce today will become disabled before they retire.
To determine how much disability insurance you may need to cover expenses, try our Disability Insurance Calculator or contact a Johnson Insurance agent.
As a business owner, if you or one of your key employees were suddenly unable to work due to an injury or illness, you would have to consider how to keep your business operating and protect your business investment. Disability insurance solutions from Johnson Insurance protect you and your company.
You may also want to consider enhancing your employee benefits package by offering disability insurance to your employees. Learn more about the benefits of an employee benefits package through Johnson Insurance.
In the experience rating process, each loss is divided into a primary and excess portion. The first $16,500 of every loss is determined as a primary loss, with everything above that point considered an excess loss. In July 2011, the NCCI announced a proposal