Business Insurance Background

Risk Management & Loss Prevention Insurance

The ability to effectively manage and minimize the risk of financial loss is critical in keeping your costs of doing business under control. Johnson Insurance will work with you to proactively identify potential risks and mitigate areas of concern.

Loss Prevention Insurance

Our consultants will evaluate, recommend and assist in the implementation of loss control services with the goal of reducing your business' exposure to loss. We will coordinate with the resources offered by the insurance carriers and your existing policies, procedures and manuals.

Our Consulting Services Include

Safety

Improving your risk profile and demonstrating a commitment to safety positively impacts insurance premiums as well as morale and productivity. Our proactive safety services can help reduce accidents and claims. We provide a full range of training programs to keep you and your employees up to speed on latest safety and loss prevention best practices.

Resources

  • articlesSplit Point Experience Rating Formula Explained

    In the experience rating process, each loss is divided into a primary and excess portion. The first $16,500 of every loss is determined as a primary loss, with everything above that point considered an excess loss. In July 2011, the NCCI announced

  • articlesExperience Modification Factor Explained

    Your Experience Modification Factor can be explained as follows: The mod is a ratio of actual losses to expected losses over a 3 year period If your actual losses are more than expected, then your mod is over 1.0 If your actual losses are less

  • articlesTemporary Worker and Joint Employment Webinar

    For insights into the pros and cons of temporary workers and joint employment, view a recording of our recent webinar held on March 12, or click here to find a Johnson Financial Group advisor near you. In this webinar we address: Human Resource perspectives

  • articlesDOL Issues New Proposal on Overtime Exemptions

    Overview On March 7, 2019, the U.S. Department of Labor (DOL) issued a Our website terms, privacy and security policies don't apply to the site you're about to visit.">proposed rule that would change the salary thresholds for certain exempt employees. Under

Contact Us

You can also call 24/7 Customer Support – 800.236.5546
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