Business Insurance Background

Long-Term Care Facilities Program

Provided by Johnson Insurance National

We know from experience the health care industry is not one size fits all. That’s why we tailor business insurance solutions to best fit the needs of your long-term care facility – including nursing homes, assisted living facilities and hospitals.

Formerly known as IPCI, our specialized program is available nationwide for single locations and large multi-state accounts.

As an independent insurance agency since 1985, we've built a reputation of being a trusted advisor. Our products are backed by a team of experienced consultants committed to ensuring you protect what is most important to you. We also offer a full range of products for aviation, commercial, employee benefits, life and disability, and personal & professional liability to ensure your peace of mind.

Long-term Care Facilities Coverage Includes:

Monoline Property‚Äč

Properly protecting your assets is important. Our monoline property policy protects your facility, as well as its contents, from fire, natural disaster or theft. For more comprehensive coverage, combine your policy with boiler/equipment breakdown.

  • Electronic data processing
  • Evacuation expense
  • Personal property of patients and residents
  • Endorsement options include flood, earthquake and ordinance or law

Business Auto 

Limiting your liability, while protecting your employees is crucial. Our business auto policy provides facility protection for private passenger or transportation vehicles, in addition to the employees operating those vehicles. Symbol 1 option is also available.

  • Facility-owned vehicles only
  • Must be written for owner

Crime

Employee fraud can be costly and no business is fully immune to criminal activity from within. Our crime policy can protect you against the financial losses caused by employee theft and forgery.

  • Employee theft
  • ERISA fidelity
  • Computer fraud and funds transfer fraud

Deluxe Coverage Options Include: 

Direct Damage

Planning for the unknown is challenging. Our direct damage coverage reduces your property loss exposure, and the possibility your facility will sustain a financial loss as a result of damage or destruction.

  • Building and business personal property
  • Blanket or scheduled options
  • Coinsurance or agreed value
  • Valuation typically on a replacement cost basis

Business Interruption 

When dealing with an unplanned stoppage in your business, you may be faced with a stressful situation due to limited cash flow. Our business interruption coverage protects against the reduction of income when operations are interrupted by property damage caused by a covered cause of loss.

  • Blanket or scheduled options
  • Coinsurance or agreed value
  • Extra expense
  • Extended period of indemnity available
  • Ordinary payroll can be included or excluded

Contact Us

Request more information or connect with a program underwriter | You can also call 800.776.7055
for your security, do not include private or confidential information 

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