In most losses, the claims process is handled professionally and timely by the carrier's claims representative. But sometimes things happen and you need someone you trust to assist you in working with the carrier on a claim.
Through Johnson Insurance, you will have access to a team of claims advocates who will work with you to develop strategies that can lessen or eliminate potential issues and answer any questions you may have regarding verification of coverage that could lead to money out of your pocket.
Our specialized claims team will be your advocate to reinforce control over your business' claim outcomes. This includes reviewing claims we are involved in that impact your experience mod to ensure the claim is properly reserved at the time unit stats are filed. We will follow the claim to closure in an effort to help reduce your mod. If the claim qualifies for a correction at closure, we will request the carrier file an aggravated inequity correction with the Wisconsin Compensation Rating Bureau (WCRB) on your behalf.
|Your employee had a serious work related injury.|
|You had significant loss or damage to property, equipment or a vehicle that could have adverse impact on your business operations.|
|The carrier informed you there may not be coverage.|
|You are having problems reaching a settlement with the carrier.|
|The settlement offer does not meet your expectations.|
|The adjuster has not contacted you.|
|You have a sensitive timeline to resolve the claim.|
|You need the adjuster's contact information.|
In the experience rating process, each loss is divided into a primary and excess portion. The first $16,500 of every loss is determined as a primary loss, with everything above that point considered an excess loss. In July 2011, the NCCI announced a proposal
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